It may sound scary but there are certain rules which allow banks to freeze accounts. It may include failure to pay loan dues, suspicious activity, demise of account holder, etc. Account freeze leads to debit freeze, which means the person is not allowed to make any transactions from the said account. A person may be allowed to add money to the frozen account However, if you think that the account freeze is against the laws and need legal assistance against the debit freeze or account freeze, consult with the experts at Online Legal Query for the path to be taken ahead.